After a claimant submits a claim to the insurer, within how many days must the claimant be advised of the acceptance or denial of the claim?

In Minnesota's workers' compensation system, it is mandated that after a claimant submits a claim, the insurer must review and respond to that claim within a specific timeframe. This response can either be an acceptance or a denial of the claim. The correct response timeframe is 14 days from when the insurer is first notified of the claim. However, for practical purposes and regulations, insurers follow the guideline of communicating this decision within 30 days to allow for thorough review and processing of the claim details.

The 30-day requirement serves as a protective measure for claimants, ensuring they are not left in uncertainty regarding the status of their claim for an extended period. This prompt communication allows claimants to plan their next steps, whether in following up on treatment, seeking further medical care, or contesting a denial if that is the outcome. Understanding this timeframe is crucial for both adjusters and claimants in navigating the workers' compensation process effectively.