Can an injured worker choose their own healthcare provider in Minnesota?

In Minnesota, an injured worker does have the right to choose their own healthcare provider, but this choice comes with the stipulation that they must notify the insurer for approval. This requirement ensures that the insurer is aware of the chosen provider, and it facilitates the process of covering the associated costs for the treatment under the workers' compensation claim. The system is designed to balance the injured worker's rights with the insurer's need to manage the treatment process and expenses effectively.

Choosing a provider without notifying the insurer, as suggested by one of the incorrect options, could lead to complications in the claims process and issues with getting the necessary medical costs covered. Additionally, while injured workers have significant autonomy in selecting their healthcare provider, if they decide to pay for treatment out of pocket, they may not be eligible for reimbursement or coverage under the workers' compensation system, which is not to be confused with the ability to choose a provider under the system's regulations.