If a worker is injured due to high winds during a tornado warning while operating a bulldozer, is this a compensable claim?

Prepare for the Minnesota Workers' Compensation Adjuster Test with comprehensive study material, flashcards, and multiple-choice questions. Gain insights, hints, and detailed explanations to ace your exam!

The scenario involves a worker operating a bulldozer during a tornado warning when high winds caused an injury. The concept of "act of God" refers to natural events that are unpredictable and beyond human control, such as tornadoes and other severe weather conditions. In many cases, injuries resulting from such events are not compensable under workers' compensation laws because they happen due to circumstances not inherent to the work being performed.

In this context, the claim is deemed non-compensable as the injury is classified as arising from an act of God. This means that regardless of whether the worker was on duty or engaging in work-related tasks, the unpredictable and uncontrollable nature of the tornado creates a situation that falls outside of typical compensable scenarios defined by workers' compensation statutes.

Other considerations, such as whether the event could have been anticipated or if proper safety measures were in place, also factor into this determination, but fundamentally, injuries caused by natural disasters like tornadoes are generally understood not to be covered by workers' compensation.

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