In a work-related injury, the loss of a finger would be characterized as what type of disability?

Prepare for the Minnesota Workers' Compensation Adjuster Test with comprehensive study material, flashcards, and multiple-choice questions. Gain insights, hints, and detailed explanations to ace your exam!

A work-related injury resulting in the loss of a finger is classified as Partial Permanent Disability. This designation is appropriate because the loss of a finger does not completely incapacitate the worker but does result in a permanent impairment. Partial Permanent Disability pertains to injuries that lead to a reduced ability to perform work functions, as opposed to total disability, which would indicate a complete inability to work.

Moreover, this type of injury typically acknowledges the permanent impairment of the affected digit while the individual may still retain a significant capacity to work and engage in daily activities. Temporary Total Disability would apply to situations where an employee is completely unable to work for a limited time due to their injury, and Vocational Rehabilitation focuses on retraining or assisting workers who cannot return to their previous occupations due to permanent disabilities. In the case of a lost finger, although there is a lasting impact, it does not completely eliminate the ability to work, aligning it more closely with the definition of Partial Permanent Disability.

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