Under what circumstance might a temporary worker not be covered by Workers' Compensation in Minnesota?

The correct choice indicates that there are specific instances in which temporary workers may not be covered by Workers' Compensation in Minnesota, particularly when they are employed through a staffing agency. In many cases, the staffing agency is considered the employer for insurance purposes; however, there can be situations where the client company may be responsible for coverage depending on the agreements in place.

If a temporary worker is contracted through a staffing agency, the worker's compensation coverage is contingent upon the agency fulfilling insurance requirements and the nature of the arrangement between the agency and the client company. Therefore, if the staffing agency itself does not carry Workers' Compensation insurance or if the arrangement does not fall under the criteria established by Minnesota law, the worker may find themselves without coverage in case of an injury.

Understanding the nuances of employment agreements, including which entity is liable for Workers' Compensation, is crucial for both workers and employers. This scenario underlines the importance of clarity regarding employment status and insurance coverage for temporary workers in Minnesota.