What does Workers' Compensation NOT cover?

Workers' Compensation is designed to provide benefits to employees who suffer work-related injuries or illnesses. It typically covers essential costs such as medical expenses, lost wages, and rehabilitation costs, all of which help ensure that injured workers receive necessary support to recover and return to work.

However, one aspect that Workers' Compensation does not cover is pain and suffering. Unlike other forms of liability insurance, Workers' Compensation focuses solely on direct economic losses resulting from a workplace injury, rather than compensating for non-economic damages, such as emotional distress or the subjective experience of pain and suffering. This distinction is crucial in understanding the scope and limitations of Workers' Compensation benefits.