What is a primary goal of workers' compensation insurance?

The primary goal of workers' compensation insurance is to ensure medical and financial support for injured workers and their families. This system is designed to provide benefits to employees who suffer work-related injuries or illnesses, allowing them to receive necessary medical care and financial assistance while they are unable to work. In essence, workers' compensation helps to protect workers by ensuring they are supported during times of injury, thus facilitating their recovery and return to the workforce.

The other options do not align with the fundamental purpose of workers' compensation. While generating profit may be a goal for insurance companies, it is not the primary intention of the workers' compensation system itself, which focuses on workers' welfare. Job placement services, although beneficial, are not a direct aspect of workers' compensation; rather, the program centers on providing care and support post-injury. Lastly, while reducing claims can be a concern for insurers to manage costs, it is not a primary goal of the workers' compensation system, which is instead focused on ensuring that workers receive the benefits they need after an injury occurs.