What is an adjuster’s obligation to a claimant regarding the statute of limitations for filing a claim in Minnesota?

An adjuster has a specific obligation to inform claimants about the statute of limitations for filing a claim in Minnesota. Under the state law, it is incumbent upon the adjuster to send a notice to the claimant at least 60 days in advance of the statute of limitations expiring. This obligation ensures that the claimant is well aware of the time constraints related to filing their workers' compensation claim, which is crucial for preserving their rights to benefits.

This notice serves an important function in the claims process. It acts as a reminder for the claimant, helping them to take appropriate action to protect their interests in the event that they have not yet filed their claim or are uncertain about the filing timelines. By providing this notice, the adjuster fulfills their responsibility to facilitate the claimant's understanding of their rights and the procedural aspects of the workers' compensation system in Minnesota.

In contrast, the other options do not align with statutory obligations or best practices for adjusters. There is an expectation to inform claimants proactively regarding legal deadlines rather than leaving them without guidance or pushing for immediate action without providing awareness of the timeline.