What is the primary aim of workers’ compensation insurance?

The primary aim of workers’ compensation insurance is to provide benefits to workers injured on the job. This system is designed to ensure that employees receive medical care, rehabilitation, and compensation for lost wages due to work-related injuries or illnesses without having to prove fault or negligence. This protective measure promotes financial stability for injured workers and helps them recover and return to work more quickly, while also establishing a level of liability protection for employers.

The focus is on addressing the immediate needs of injured employees, ensuring they receive necessary support during their recovery process. This principle underlies the workers’ compensation system, which is a critical aspect of workplace safety and employee welfare.