What must an employer prove to deny a workers' compensation claim?

Prepare for the Minnesota Workers' Compensation Adjuster Test with comprehensive study material, flashcards, and multiple-choice questions. Gain insights, hints, and detailed explanations to ace your exam!

To deny a workers' compensation claim, an employer must establish a clear basis for the denial, which can include multiple factors surrounding the circumstances of the injury. If the employer can demonstrate that the injury occurred while the employee was off duty, or that the employee was not injured at work, this provides a compelling reason to dispute the claim. Additionally, if the employer can show that the employee did not report the injury in a timely or proper manner, this could also serve as grounds for denial.

Therefore, the inclusion of all these points underscores the necessity for employers to substantiate their reasons comprehensively. Successfully proving any one of these points individually can contribute to a denial, but collectively, they strengthen the employer's position, complying with the rigorous requirements of workers' compensation law. This multi-faceted approach means that if multiple conditions are met—injury occurred off duty, no work-related injury was sustained, and a lack of reporting—the case for denial is even more robust. Thus, the answer encapsulates the comprehensive evidence required to substantiate a denial of a workers' compensation claim.

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