Which of the following is NOT required to obtain an adjuster's license in Minnesota?

The statement that none of the specified persons are required to be licensed as adjusters is correct because it recognizes the exceptions outlined in Minnesota's licensing regulations. Certain individuals—such as those who adjust wet marine or inland transportation claims, those who adjust life insurance annuity contract claims, and lawyers acting on their own behalf—are not mandated to obtain an adjuster's license under Minnesota law.

Maritime claims, for example, are governed under specific regulations that do not fall under typical workers' compensation or general insurance adjuster requirements. Similarly, life insurance and its related contracts are regulated separately. Lawyers have their professional licensure and often operate under distinct legal principles that allow them to represent clients without needing a specific insurance adjuster's license.

By acknowledging that these categories of individuals do not need a license, the answer emphasizes the regulatory nuances that differentiate various types of claims adjustment from the general adjuster licensing process.