Which of the following is NOT typically covered by workers' compensation?

Workers' compensation is designed to provide coverage for injuries or illnesses that occur as a direct result of employment, ensuring that workers are compensated for work-related incidents without the need to prove fault. The types of coverage typically include work-related injuries, which encompasses accidents that happen while performing job duties, and occupational diseases, which refer to health issues arising from the nature of the work performed. Rehabilitation expenses geared towards helping an injured employee return to work following an incident are also covered under workers' compensation.

However, personal injuries occurring outside work hours fall outside the scope of workers' compensation coverage. This implies that if an employee sustains an injury during personal time, such as during leisure activities or commuting to or from work, those injuries would not be compensated under workers' compensation policies. Thus, it is the scenario involving personal injuries occurring outside work hours that does not align with the foundational purpose of workers’ compensation, which is to address work-related incidents and facilitate recovery and return to work for employees.