Which of the following statements about Minnesota's waiting period for WC benefits is accurate?

The waiting period for workers' compensation benefits in Minnesota is indeed three days. This means that if an employee is unable to work due to a work-related injury or illness, they will not receive benefits for the first three calendar days of their disability. It is important to note that this waiting period affects the payment of wage-loss benefits specifically; however, if the employee is unable to work for more than 14 days, the waiting period may be waived and the benefits for those initial three days might be paid retroactively.

Understanding the specifics of Minnesota's waiting period is crucial for both employees and adjusters, as it impacts the timing of financial support for injured workers. The other options either underestimate or overstate the waiting period, which can lead to confusion about the benefits process.