Which type of benefits compensates a widow or dependent family member of an employee who dies from a work-related injury?

Prepare for the Minnesota Workers' Compensation Adjuster Test with comprehensive study material, flashcards, and multiple-choice questions. Gain insights, hints, and detailed explanations to ace your exam!

Survivor benefits are specifically designed to provide financial support to the widow or dependent family members of an employee who has died as a result of a work-related injury. This type of benefit aims to ensure that those who were financially dependent on the deceased employee can continue to meet their needs and maintain their standard of living following the loss.

These benefits are structured to help cover the lost income that the family would have received if the employee had survived, thereby providing a safety net during a challenging time. In many workers' compensation systems, such as Minnesota's, survivor benefits may include a lump-sum payment or ongoing financial support, depending on various factors like the employee's earnings and the circumstances of their death.

The other options, while related to workers' compensation, serve different purposes. Disability income benefits are intended for workers who are unable to earn wages due to a work-related injury but are not applicable in cases of death. Medical benefits cover the costs associated with the medical treatment of injuries but do not address the financial needs of a deceased worker's family. Death benefits can sometimes be considered synonymous with survivor benefits, but in the context of broader workers' compensation, survivor benefits specifically relate to the ongoing support for dependents.

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