Who is responsible for the legal fees in a lawsuit covered by employers liability in a standard WC Policy?

In a standard Workers' Compensation policy, the insurer is responsible for the legal fees incurred in lawsuits covered under employers' liability. This is an important aspect of the policy that provides a protective layer for employers against potential civil lawsuits brought by employees for injuries that may not be fully covered under the Workers' Compensation benefits. By assuming the cost of legal representation, the insurer helps manage the risks and financial burdens that employers might face when defending against such claims. This arrangement is integral to ensuring that employers can navigate legal challenges without being solely liable for legal expenses, thereby allowing them to focus on maintaining their business operations.